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Expanding across Africa

Africa's Largest
Crypto Agent
Network

3,200+ verified cash agents across 54 countries. Walk in, trade crypto, walk out with cash — no bank account, no internet, no complicated apps required.

3,200+
Verified Cash Agents
54
Countries Active
~5 min
Avg. In-Person Trade
8+
Mobile Money Rails
24/7
Agent Availability
$0
Agent Setup Cost
Total Agents
3,284
+48 this month
Countries
54
In operation.
Trades via Agents
$84M+
Last 30 days
Avg. Agent Earning
$420/mo
Part-time, varies by volume
Top City
Lagos, NG
680 agents
Customer Rating
4.8 ★
From 14,200 reviews
Agent Finder

Find an Agent
in Your City

Browse our live agent network by region. Every agent is verified, bonded and rated by customers.

All Supported Countries →
Africa
All Locations

Active in 98 Countries

Beyond Africa

Digital Pesa Trades on
5 Continents

Find Your Nearest Agent. Use our agent finder map or reach us through telegram/WhatsApp to locate the closest Digital Pesa agent. All agents show their hours, payment methods and live availability status.

Also live in: UK United Kingdom SG Singapore UAE UAE US United States BR Brazil AU Australia +50 more →
44
Global Countries
5
Continents
Singapore
Singapore
SGD · PayNow · FAST · ~2 min
APAC HQ
United Kingdom
United Kingdom
GBP · Faster Payments · ~2 min
EU Hub
UAE
United Arab Emirates
AED · Bank · Cash · ~2 min
OTC Desk
India
India
INR · UPI · IMPS · ~3 min
OTC Desk
Brazil
Brazil
BRL · PIX · Bank · ~3 min
PIX Rail
Australia
Australia
AUD · PayID · NPP · ~3 min
APAC Hub
Trading from outside Africa? We've got you covered.
Explore all 44 countries, local payment rails, supported pairs and live settlement times on our Global Hubs page.
Explore Global Hubs →
In-Person Trading

How a Cash
Agent Trade Works

No internet? No smartphone? No problem. Our agents handle everything on your behalf — you just show up and trade.

1
Locate
Find Your Nearest Agent

Use our agent finder map or USSD code *347# to locate the closest Digital Pesa agent. All agents show their hours, payment methods and live availability status.

2
Visit
Walk In With Cash & Your ID

No appointment needed. Bring your national ID or passport and the cash you want to trade. Tell the agent what you want: "I want to buy 50 USDT" or "I want to sell 0.001 BTC for Naira."

3
Trade
Agent Executes the Trade

The agent enters the trade into their Digital Pesa terminal. The system checks the live rate, confirms the escrow, and processes the trade. You'll get an SMS confirmation within seconds — no action needed from you.

4
Receive
Cash or Crypto — Instantly

Selling crypto? The agent pays you cash on the spot. Buying crypto? Crypto lands in your wallet or Digital Pesa account immediately. The entire process takes 5–10 minutes. That's it.

Agent Terminal
Lagos Central Hub
● Online
🔄 BUY USDT ← NGN
✓ Complete
Customer pays₦79,500
Customer receives50.00 USDT
Rate used₦1,590 / USDT
SettlementInstant
💱 SELL BTC → KES
⏳ Processing
Customer sends0.005 BTC
Customer receivesKES 44,750
RateKES 8,950,000/BTC
Today's Agent Commission
12 trades completed
KES 2,840
Agent Programme

Earn by Becoming
a Digital Pesa Agent

No startup cost. No technical skills required. Set your own hours. Earn commission on every trade you facilitate — from your shop, market stall, or home.

18+ years old with a valid national ID or passport
A phone with internet — basic Android phone works perfectly
Mobile money account — M-Pesa, MTN, Airtel, Wave or any supported wallet
Float capital — minimum $50 equivalent to start (refundable)
A fixed location — shop, kiosk, market stall, or home with consistent availability
Pass our 30-min training — fully online, available in English, French, Swahili
Trade With Us Now →
💰
Earn on Every Trade

Earn 0.3%–0.8% commission on every trade you process. Active agents in Lagos and Nairobi earn $300–$800 per month working part-time from their existing shop.

🛡️
Zero Risk — Protected Float

Your float capital is always protected by our escrow system. You never risk losing money on a trade. If a customer dispute occurs, Digital Pesa covers the difference.

📱
Simple Agent App

Our agent app works on any Android phone. Process trades in 3 taps. View your earnings, trade history, and float balance in real time. Fully offline-capable for low-connectivity areas.

📈
Grow with Digital Pesa

Top agents get promoted to Regional Agent status — earning referral commissions for every agent they onboard, plus higher trade commissions and priority customer routing.

🎓
Free Training & Support

Complete your onboarding training online in 30 minutes. Dedicated agent support line available 24/7 via WhatsApp. Training available in English, French, Swahili, Hausa and Yoruba.

🔗
Business API Access

Running a fintech or remittance business? Access our white-label API to process crypto trades under your own brand, powered by Digital Pesa's liquidity and infrastructure.

Accepted Payment Methods

Works with Every Mobile
Money Platform in Africa

Agents accept all major mobile money platforms and cash. Customers receive payouts in their preferred method instantly.

💚
M-Pesa
Kenya · Tanzania · DRC
⚡ ~60 sec
🟡
MTN Mobile Money
Nigeria · Ghana · Uganda · Rwanda · Cameroon
⚡ ~90 sec
🔴
Airtel Money
Kenya · Uganda · Zambia · Tanzania · Rwanda
⚡ ~90 sec
🔵
Wave
Senegal · Côte d'Ivoire · Burkina Faso · Mali
⚡ ~60 sec
🟠
Orange Money
Senegal · Mali · Cameroon · Guinea
⚡ ~2 min
🟢
Moov Money
Togo · Bénin · Niger · Burkina Faso
⚡ ~2 min
🏦
Bank Transfer
All 54 countries
⏱ Same day
💵
Physical Cash
Via any verified agent
⚡ Instant on-site
Full Coverage

Country-by-Country Coverage

Live agent counts, average trade times, supported pairs and status for every country we operate in.

Country
Agents
Avg. Time
Top Pairs
Status
Agent Safety

How We Protect
Every Agent Trade

Every agent transaction is covered by Digital Pesa's security infrastructure — customers and agents are both protected on every trade.

🔐
Escrow on Every Trade

Crypto is locked in escrow before any cash is handed over. Neither party can walk away with nothing — the system enforces fair exchange automatically.

🛡️
Agent Verification

Every agent undergoes full KYC verification, in-person ID check, and a background screening before being approved. Agents are re-verified annually.

📱
SMS Confirmation

Every customer receives an SMS confirmation directly from Digital Pesa (not from the agent) confirming trade details, amounts, and a reference number.

⚖️
24/7 Dispute Resolution

Any dispute between a customer and agent is reviewed by Digital Pesa's arbitration team within 2 hours. Customers are always made whole — guaranteed.

🔍
Real-Time Monitoring

All agent transactions are monitored in real time for AML and fraud signals. Unusual patterns automatically flag for review and temporary suspension pending investigation.

Customer Ratings

Every completed trade allows the customer to rate the agent. Agents with ratings below 4.0/5.0 are reviewed and agents with persistent low ratings are removed from the network.

Ready to Trade
or Join Our Network?

Find an agent near you, or apply to become one. Africa's crypto network is growing fast — be part of it.

Find an Agent → Trade with Us